We’re changing the way people invest.

Our mission is to become the direct, go-to GIC solution for investors seeking the best in class rates, selection, convenience and security. We aim to enable our investors with the resources and tools to construct and optimize a do it yourself GIC portfolio, serving individual, corporate, joint and trust clients across the country.

Our mission

CASHiQ is a fully digital GIC marketplace bringing investors and financial institutions together in a single integrated platform

We are an Ontario based financial technology driven company, a registered member of the Registered Deposit Brokers Association (RDBA), that assists clients investing their excess cash among higher yielding term deposits using our digital term deposit GIC investment platform.

Our management team has extensive experience in banking, portfolio management, capital markets sales and trading, finance, operations and technology development. We are targeting individuals that can benefit most from an extremely efficient, easy to use, fully integrated digital cash investment solution. The CASHiQ mantra is to provide investors of cash with the highest yield, deposit protection and security through the ease of use of our digital platform.

CASHiQ eliminates the current pain points for all participants in the term deposit marketplace through a single, safe, secure and convenient platform, applying best industry practices and technology.

Financial Advisors Across Canada
90+
Assets under administration
$85 million +
Corporate / Condominium / Charity (Accounts)
100+

Investing in GICs has never been easier.:

Where Innovation Meets Investment. Our platform is designed for the discerning investor, offering a seamless, high-yield GIC investment experience. We stand apart in a crowded market, providing a straightforward, secure path to significant returns.

Improved Client Experience
Provide clients with real-time GIC rates, online portfolio viewing, tools and analytics. Digital, secure and best rates provided by large issuer roster for clients.
Fully Digital Deal Execution
Real-time communication with issuers and clients. End to end deal workflow that enables instant client interest conversion into transactions for clients.
Improve Operational Efficiency
An integrated fully digital paperless system between clients and GIC issuers. A centralized digital depository for all related documents with instant document search and retrieval.

Trusted by the world’s most innovative teams

From the blog

Learn how to grow your portfolio with our expert advice

Financial Stability

Unlocking Financial Stability: A Deep Dive into Guaranteed Investment Certificates (GICs)

In the ever-evolving landscape of personal finance, investors are constantly on the lookout for secure and reliable avenues to grow their wealth. One such financial instrument that has stood the test of time is the Guaranteed Investment Certificate (GIC). We'll explore the ins and outs of GICs, understanding how they work, their benefits, and how they fit into an overall investment strategy.

Don Martone

Founder / CTO

Fund Management

Mastering Condo Reserve Fund Management: A Comprehensive Guide

Effective management of a Condo Reserve Fund requires a strategic approach, balancing control over capital expenditures (CAPEX) and owner's contributions (monthly condo fees). This article will explain the key aspects of managing the condo corporation's Capital Reserve Fund's investment portfolio. This is the key. but often an overlooked requirement of the Condo Board and their Property Manager responsibilities to ensure that sufficient funds are collected and invested properly to meet/exceed the capital expenditure requirements to maintain the building into the future and protect the condo owner's investment.

Don Martone

Founder / CTO

News

Finally, GIC investors get their own online broker to shop the market for top rates

Investors who like the safety of guaranteed investment certificates have been largely ignored in the tech revolution that has transformed do-it-yourself investing in the past 20 years. An online GIC broker called CASHiQ is trying to fill this gap. It offers access to GICs from 21 different issuers, none of them Big Five banks (the rates at these banks are just too low to bother adding them). There are also tools for building laddered-GIC portfolios while staying within deposit-insurance limits.

Rob Carrick

Personal Finance Columnist (Globe & Mail)

Get in touch

CASHiQ is not a bank, and never takes custody of client funds. CASHiQ simply helps maximize the return on their portfolio and invests in the federally and provincially insured Canadian financial institutions (banks, trust companies, credit unions).

Address
181 University Ave
Toronto, ON #1502
Telephone
+1 (416) 479-7611
Email
info@cashiq.ca